We love the Podcast and want ML Soul Of Detroit listeners to get the best mortgage advice possible. Whether you have questions regarding a refinance, purchasing a new home, or home mortgage in general, we are here for YOU.
5 reasons why you should ask a Hall Monitor to review your current mortgage:
- You’re paying Private Mortgage Insurance.
- Your current rate is above 4 percent.
- You need to better manage your inefficient debt.
- You want to make home improvements, pay for college, or need cash for some other big payment.
- You want to change the term of your loan to better match where you are at in life.
5 ways to get ahead of the competition if your buying a home:
- Obtain a proper pre-approval to be seen as a serious homebuyer and beat out your unqualified competition.
- Understand your credit. An improvement of just 20 points on your credit score could save you thousands.
- Know your purchasing power and only look at homes you can afford.
- Have all your questions answered ahead of time. Be comfortable with your mortgage without feeling rushed.
- Stay on top of the market and know your options before committing.
Lower Payments. Better Options. More Personal Attention
Nathan and Shannan were with me every step of the process. They were very quick to return calls and always were prepared with whatever questions I had. I have purchased several homes over the years and I must say this was by far the smoothest and easiest mortgage I have done. Not to mention the 2.9% interest rate that Nathan was able to get for me. I highly recommend Hall Financial if you are looking for a great mortgage company.
This is the second time we have used Hall Financial and they are amazing. So easy to work with and are in constant communication. Dan Morrison even sent me an approval letter when requested at 10pm on a Saturday night. That's some customer service at its finest!
Henry was informative, responded quickly to questions, straightforward and transparent about everything. He was proactive and would always check up on how things were going. Often felt like I was talking to a friend who was just trying to help. I would highly recommend him and Hall Financial for anyone looking for a mortgage loan.
I would give them 1000 stars if it was an option! Everyone told us buying a home was a stressful and long journey, it was the opposite of that with Hall Financial. Phil and Shannan were amazing in this process and go above and beyond to make sure it's as easy as possible for their clients. I will be recommending Hall Financial to everyone
I enjoyed working with Henry. He was knowledgeable and understanding of my situation and was always responsive to my many questions. Trying to purchase a home during this pandemic was a bit stressful but working with Hall Financial helped make everything go smooth. 🙂
Hall Financial was GREAT to work with! They made everything so smooth and easy for us as new home buyers. They were also very quick to get everything completed and we were able to close early! Everyone is so friendly and are willing to help out with anything. I would definitely recommend Hall Financial.
Had a great experience with my refi at Hall. Came to Hall after having a bad experience with another broker, and Hall has been great right from the get go. From day 1 Chris Foster and Tara have been super quick, very punctual, and easy to work with. They have kept me in the loop every step of the way and it was a super easy process. Recommended my mother in law as well and she was super pleased with how everything went and the final results. A+
Hall Financial was incredibly helpful, knowledgeable and thoughtful in helping us purchase our first home. Frankly, if we'd gone in another direction I'm not sure it ever would have happened. Phil took time the time to work on our account or answer questions day or night 24/7, and fought for us when it came time to making an offer. I can't be happier with this team! Amazing job by them.
Nick at Hall Financial was so awesome to work with! Through the process of purchasing our first home, he was willing to clearly explain each step and answer our questions. He was very timely and on top of our loan. He made this process very enjoyable and exciting! We now get to call a house ours, thanks to Hall Financial.