We love the Podcast and want ML Soul Of Detroit listeners to get the best mortgage advice possible. Whether you have questions regarding a refinance, purchasing a new home, or home mortgage in general, we are here for YOU.
5 reasons why you should ask a Hall Monitor to review your current mortgage:
- You’re paying Private Mortgage Insurance.
- Your current rate is above 4 percent.
- You need to better manage your inefficient debt.
- You want to make home improvements, pay for college, or need cash for some other big payment.
- You want to change the term of your loan to better match where you are at in life.
5 ways to get ahead of the competition if your buying a home:
- Obtain a proper pre-approval to be seen as a serious homebuyer and beat out your unqualified competition.
- Understand your credit. An improvement of just 20 points on your credit score could save you thousands.
- Know your purchasing power and only look at homes you can afford.
- Have all your questions answered ahead of time. Be comfortable with your mortgage without feeling rushed.
- Stay on top of the market and know your options before committing.
Lower Payments. Better Options. More Personal Attention
Phil and Tara were an excellent team to work with! They understood the details of my situation and worked closely with me throughout the process. They were very knowledgeable about the products and processes and helped me customize options to meet my specific needs. Great rate, low fees, timely communication, pleasant experience.
Our experience working with Hall Financial has been great! We have used them with our initial home purchase and a refi. They reached out 6 months after our purchase to let us know that interest rates dropped drastically. With no out of pocket expense (excluding the appraisal), we saved $$ off the life of our loan. They responded quickly and provided us all the information we needed in a clear concise manner. A++
Great experience with Hall Financial! We had a sudden need for a refinance in order to take some equity out of our house. We inquired with Hall Financial and Joe Reams was quick to respond. He quickly told us that interest rates were much lower than what we currently had. He put together the numbers quickly, explained everything clearly, and the next thing we knew, we were ready to do the re-fi which kept us around the same payment we had while being able to take out the equity we needed. It was a very smooth process from start to finish. Very friendly people who explain everything and keep you in the loop every step of the way.
I was really impressed with Nathan Mosher and the crew from Hall Financial. The rapid response to any question was impressive and the expedience at which my refinance was closed, even during the holidays was remarkable. I was able to consolidate some bad debt and refinance my home loan and I am now saving close to $1000 a month. Great guy, great company. Give them a call!
From online chat to close in 22 days. They gave me the best rate and lowest fees, all online. The other big lender gave me a “good” rate and uncompetitive fees. I will be doing more business with them in the future!
Chris, Tara and David were awesome to work with!! The whole process was smooth and efficent from start to finish. They always kept us informed and were just a phone call or click away if we needed them. Would not hesitate to refer someone to use Hall Financial! A+ 5 star service at it's best!! Thanks again Hall Financial!!
Phil and Emma were amazing to work with. In less than two weeks our house was refinanced. Not only are we saving on our monthly payment but there was no out of pocket cost. I would recommend this team to anyone!
Chris P. and Abbey L. from Hall financial were an amazing help walking me through the home buying process. He introduced me to an terrific real estate agent. He was accessible to me at all times even after normal office hours. He even showed up to my closing. I can't imagine having a better experience with anyone else and will definitely refer them to all my friends.
When I tell you my circumstances made closing this deal difficult, I am showing a mastery for understatement few human beings could equal. Nevertheless, Dan Morrison and Shannan Barkatt were tireless, creative and infinitely patient in helping make it happen. I highly recommend that you call Hal Financial and put them to the rest yourself. Tell them ML sent you!