We love Mojo In The Morning and want listeners to get the best mortgage advice possible. Whether you are looking to refinance your current mortgage, purchasing a new home, or have a home mortgage question in general, we are here for YOU.
5 reasons why you should review your current mortgage:
- You’re paying Private Mortgage Insurance.
- Your current rate is above 3 percent and you want to take advantage of historically low rates.
- You need to better manage your inefficient debt.
- You want to make home improvements, pay for college, or need cash for some other big payment.
- You want to change the term of your loan to better match where you are at in life.
5 ways to get ahead of the competition if your buying a home:
- Obtain a proper pre-approval to be seen as a serious homebuyer and beat out your unqualified competition.
- Understand your credit. An improvement of just 20 points on your credit score could save you thousands.
- Know your purchasing power and only look at homes you can afford.
- Have all your questions answered ahead of time. Be comfortable with your mortgage without feeling rushed.
- Stay on top of the market and know your options before committing.
Lower Payments. Better Options. More Personal Attention
I am actually an employee at another financial institution but decided to go with Hall Financial after they came so highly recommended from my amazing realtor. She once again didn’t... read moreJackie Streeter3/02/2021
Hall Financial, Natalie Laine and Julie Palmer made the process of refinancing my home seamless. They guided me every step of the way!! Thank you for making your... read moreMelissa Johnson3/02/2021
Phil and Emma were outstanding getting our loan through during some trying personal times. We are very thankful for all of their assistance.Lori Bos3/01/2021
By far my best experience ever with my refi. I've refi'd a few times in the past and they we're always painfully slow. I had to initiate conversation... read moreSean Washburn3/01/2021
The whole team is super helpful and professional. I hardly had to lift a finger and had the paperwork signed within 10 business days of our initial conversation. I've recommended... read moreJoseph Donnelly3/01/2021
We worked with Chris and Tina at Hall Financial for a recent refinance. They made it really easy to get the process started and keep it moving - removing... read morePaul & Dawn Aldighieri2/26/2021
I had an absolutely phenomenal experience working with Hall Financial, especially Kate and Abby. They were responsive, encouraging, and answered all of my questions. I couldn't have asked for... read moreHannah Lehrer2/25/2021
Easiest refi I’ve ever been involved with. Closed in less than two weeks. Smooth and less stressful than imagined. Informative and professional team members!Debra Dutchak2/24/2021
From my first call with Ian, to data collecting with Dan, and finishing touches with Lauren, Hall Financial hit it out of the park. Not only did they get me... read moreStephanie Kozar2/20/2021
Dan and Maria just would not quit until they got me the best possible rate. I am very appreciative of all of their hard work and highly recommend them/Hall Financial!Debra Williams2/20/2021
Emma and Phil were awesome to work with. They really know their stuff, and are so friendly. AND my loan was closed very quickly.Karen Gallo2/19/2021
We had a great experience with hall financial. Everything was fast and everyone was helpful finding a refinance option that best fit our situation. I highly recommend them.bethany phillips2/18/2021
Working with Greg, Henry And Maria was a breeze. Very professional and courteous. The refi process was completed in three weeks and we never had to leave our house. Can't... read moreGary Kern2/16/2021
Chris and Tina were unbelievable with their responsiveness. They took care of everything and answered any questions I had immediately. They made it very easy for me.Richard Maguiness2/16/2021
5 Stars Phil was great to work with, quick to respond and answer all of my questions, highly recommended. The Loan Processor Anna is a true rockstar. Never in all of my... read morePhil2/14/2021
Great people to work with. Our loan to a little longer to get finalized due to CoVID, etc but they persevered and kept in regular contact with me. ... read moreChuckP2/14/2021