We love Mojo In The Morning and want listeners to get the best mortgage advice possible. Whether you are looking to refinance your current mortgage, purchasing a new home, or have a home mortgage question in general, we are here for YOU.
5 reasons why you should review your current mortgage:
- You’re paying Private Mortgage Insurance.
- Your current rate is above 3 percent and you want to take advantage of historically low rates.
- You need to better manage your inefficient debt.
- You want to make home improvements, pay for college, or need cash for some other big payment.
- You want to change the term of your loan to better match where you are at in life.
5 ways to get ahead of the competition if your buying a home:
- Obtain a proper pre-approval to be seen as a serious homebuyer and beat out your unqualified competition.
- Understand your credit. An improvement of just 20 points on your credit score could save you thousands.
- Know your purchasing power and only look at homes you can afford.
- Have all your questions answered ahead of time. Be comfortable with your mortgage without feeling rushed.
- Stay on top of the market and know your options before committing.
Lower Payments. Better Options. More Personal Attention
Had a great refinance experience- professional, quick service. Only saddened that they don’t service their loans - we were notified our loan was being sold during our closing. However, the... read moreJamie Dudley5/14/2021
Dan and Tara were great through the whole process, not just in helping us with our mortgage needs, but also telling us about the area.Mitchel Plamondon5/14/2021
I can't say enough good things about my experience with Hall Financial! Phil and Tara helped me with both my home purchase last year and with my refinance (along with... read moreMilan Panich5/13/2021
2 weeks from start to finish on a refi. Efficient and responsive...day and night. Would highly recommend! Chris and Tina were both outstanding.Thomas Morrow5/12/2021
Hall financial was a pleasure to deal with. They explained everything in very simple terms. Extremely thorough, with trying to save me the most money possible.Will definitely tell... read moreJason Johnides5/11/2021
Hall Financial provided amazing customer service! “Building a good customer experience does not happen by accident. It happens by design.” – Clare Muscutt. The Hall Financial team provided outstanding service... read moreAlexandria Salvaggio5/11/2021
Everyone I worked with at Hall Financial (Kate and Julie) were very friendly and knowledgeable. Very easy and fast process which will end up saving us over $50,000 in interest!... read moreTom Goff5/11/2021
Hall Financial Natalie and Josh provided excellent service! Fast and very easy process I would recommend to anyone buying or refinancing. Loan processor was extremely knowledgeable, friendly and efficient.Metamora5/11/2021
Hall Financial by far had to be the most easiest company to ever work with! From start to finish they made the process to refi my home a breeze!... read moreMichelle Johnson5/10/2021
Top notch service. Fast. From start to finish, they were there for me. Tina, Phil and Eric are great. In today's covid society people can't get to personal, but even... read morepickledmidget5/10/2021
The team of Josh and Julie really performed on my very loan which was not standard at all! They answered all my questions and delivered exactly what they said... read moreBrad Armstrong5/10/2021
Everyone I worked with at Hall for my refinance was fantastic. They literally saved me over $200 a month! They were fast, friendly and through. I've owned homes... read moreThe Hauxwells5/10/2021
Amazing support from Joshua & Julie. Extremely informative. Guided me through the process, which happened fast & accurate & painless. This is my second loan with Hall... read moreLaurie T.5/07/2021
The best place to get a mortgage in Michigan! I so appreciate the attention to detail that my loan officer and processor had. Thanks Hall Financial!Anthony K.5/07/2021
The staff are Professional and friendly! We had a GREAT experience! They offer good advice and ease of review for documents and signing. They have the fastest loan closing... read moreKathy Mallia Doan5/05/2021
Hall Financial is an excellent company to deal with. Tahnia and Katie were extremely friendly, knowledgeable and prompt. They literally did all the heavy lifting and made the refinancing process... read moreErik M5/04/2021