You have heard about how “Rates are historically low, refinance now!” for almost a year. But what does it mean to refinance your home? Refinancing simply means renewing the terms of your mortgage to lower your payment, shorten your term,
It is an interesting time in the world for many industries. The impact of the global pandemic can be felt everywhere. While our government is working hard to be solution-oriented, many Americans are encouraged to stand still and practice social
Spring has not sprung in Michigan just yet! With the weather in a holding pattern and most Michiganders working from home, now is the perfect time to prepare your funds for when the weather breaks. Rather you are planning a
It is no secret that times have changed since our grandparents and even our parents have purchased homes. So much so, that with new programs and requirements, brokers/lenders have stated, you aren’t required to have the 20% down payment that you
Mortgage Bankers Association is forecasting that we will see a three-year-high in mortgage originations since 2016. In 2016 the industry saw $2 trillion and in 2019 MBA is predicting that we will land around $1.9 trillion. Since the FED cut rates
